Personal Loan EMI Calculator: All you need to know about its functionality

Personal Loan EMI Calculator: All you need to know about its functionality

Are you tired of spending hours calculating EMIs for your personal loans? It’s time to simplify this tedious task with an EMI calculator! With just one tap, you can access all the details you need. But what exactly is an EMI calculator? What is an EMI calculator? An EMI calculator is an online tool that … Read more

Can a personal loan be your lifeline during a financial crisis?

Can a personal loan be your lifeline during a financial crisis?

In today’s fast-paced world, financial crises can hit unexpectedly. Whether it’s a medical emergency, sudden job loss, or unexpected home repairs, having access to funds can make all the difference. Many individuals are turning to personal loans as a viable solution to navigate through tough times. But how effective are they in alleviating financial distress? … Read more

Why I keep getting rejected for personal loans: Unpacking 6 key reasons

Why I keep getting rejected for personal loans: Unpacking 6 key reasons

As you sit at your desk, dreaming of your upcoming holiday in Singapore, you’re excitedly planning your itinerary and envisioning stunning sunrises and warm sunsets. However, when it comes time to sort out the finances, you realise that securing a personal loan from the bank may not be possible. This can be frustrating, especially when … Read more

Credit Cards: Can banks levy GST on interest component of personal loan EMIs?

Credit Cards: Can banks levy GST on interest component of personal loan EMIs?

If you want to raise an instant loan to meet immediate financial need which could range from a medical emergency to paying for a vacation, make sure that you get the best deal possible. One of the key factors to consider is that the interest on personal loan does not carry any GST on it. When a … Read more

Personal loans: These are the five key questions you should know before applying

Personal loans: These are the five key questions you should know before applying

If you happen to face a financial emergency or have a sudden need for money then you can explore the prospect of raising a personal loan from a financial institution. The financial institution could be a bank or a non-banking financial institution (NBFC). A personal loan is an unsecured loan that the borrower can raise … Read more

Personal loan: 5 reasons to get a personal loan to help finance life’s adventures

Personal loan: 5 reasons to get a personal loan to help finance life’s adventures

If you are a travel freak and have a wanderlust, then raising money for your indulgences may not always come easy. You could be travelling and spending at a frantic pace without having to worry over money at all. All you could, however, possibly do is to borrow money. And when it comes to borrowing, … Read more

Personal Loans: From eligibility, interest rates to the application process; all you want to know about them

Personal Loans: From eligibility, interest rates to the application process; all you want to know about them

Have you ever wondered what is the way out when your demands or desires outstrip your economic potential? For example, you may want to go to a European destination with your partner for a week-long trip, but do not have the adequate money in your bank, or want to add a small extension to your new … Read more

Personal Loan Secrets: 8 crucial factors for choosing the right lender

Personal Loan Secrets: 8 crucial factors for choosing the right lender

Personal loans are a convenient solution for meeting one’s immediate financial needs in today’s world. Whether it’s for a dream vacation, managing expenses, or advancing a career, personal loans have become a popular option for many. However, choosing the right lender can be challenging with so many options available. To make a smart decision, it’s … Read more

Personal Loan: Want to renovate your house? You may want to opt for THIS loan to save money

Personal Loan: Want to renovate your house? You may want to opt for THIS loan to save money

It is understandable that procuring a personal loan is the last resort for a lot of people. Every time a salaried individual encounters financial trouble, the first option that s/he thinks of is to procure a personal loan. A personal loan is an unsecured loan which can be processed seamlessly by applying with a bank or an NBFC and … Read more

Looking for a bank loan? Come January 1, RBI’s new fortnightly credit reporting rule to help borrowers

Looking for a bank loan? Come January 1, RBI’s new fortnightly credit reporting rule to help borrowers

The Reserve Bank of India (RBI) recently instructed banks and credit information companies (CICs) to update the credit information they collect at shorter intervals, i.e. once a fortnight rather than once a month. The instructions were issued on Thursday via a notification after the monetary policy statement by RBI Governor Shaktikanta Das. The central bank … Read more