How to get an instant personal loan online? A step-by-step guide

How to get an instant personal loan online? A step-by-step guide

A personal loan can be a useful financial tool for various needs, whether you have an upcoming event, want to take a relaxing holiday, or face an emergency requiring quick cash. With a personal loan, you can access funds without needing collateral, and the application process can be completed online in just a few simple … Read more

From BNPL to AI: Top 8 top trends in credit card technology you need to know

From BNPL to AI: Top 8 top trends in credit card technology you need to know

As digital payments become increasingly integrated into our daily lives, credit card technology is evolving to meet the changing preferences of consumers. From contactless payments to mobile wallets, several trends are reshaping the financial landscape in India. Let’s explore the latest advancements in credit card technology and how they enhance user experience. Also Read | … Read more

Personal Loan: 5 ways to fund your wedding; see details

Personal Loan: 5 ways to fund your wedding; see details

If you have a wedding scheduled in a few months, chances are that you have already accumulated enough money to organise the celebration for the big day. However, if the wedding is still some years away, then you are supposed to have a well-organised plan for saving funds for the same. Here, we share a number … Read more

Credit card dues: 7 effective ways to manage your debt wisely

Credit card dues: 7 effective ways to manage your debt wisely

In today’s consumer-driven society, credit cards have become an essential financial tool. While they provide convenience and flexibility, they can also lead to significant debt if not used wisely. Failing to pay credit card bills on time can create serious financial problems. Let’s explore effective strategies for managing credit card debt and regaining control over … Read more

Personal Loans: How can you identify hidden charges before signing a loan agreement? 6 key tips

Personal Loans: How can you identify hidden charges before signing a loan agreement? 6 key tips

In today’s fast-paced financial landscape, personal loans have become a go-to solution for various needs, from home renovations to unexpected medical expenses. However, the allure of quick access to funds can sometimes overshadow the potential pitfalls, particularly the hidden fees that can significantly inflate the overall cost of borrowing. In this article, we’ll explore common … Read more

Money Lessons: Why re-watching old favourites in theatres is a smart investment

Money Lessons: Why re-watching old favourites in theatres is a smart investment

You shout out all the Gabbar Singh dialogues, you know Veeru is going to be drunk atop the village water tank, you hold your best friend’s hand as Jai and Veeru celebrate the song of friendship. You travel in the local train after having watched Khosla Ka Ghosla, uncaring of the strange stares from the … Read more

How to compare personal loan offers from multiple lenders? Here are 5 key factors

How to compare personal loan offers from multiple lenders? Here are 5 key factors

Choosing the right personal loan can significantly impact your financial situation. With numerous lenders offering various options, it’s essential to carefully evaluate offers to find the best deal. Here’s a guide to the key factors to consider when comparing personal loan offers from different lenders, ensuring you make an informed decision. Key factors to consider … Read more

Personal Loan: Why should you use an EMI calculator before raising a loan?

Personal Loan: Why should you use an EMI calculator before raising a loan?

If you are planning to raise a personal loan, it is vital to ensure your finances are in order. For that, you are supposed to keep your monthly debt obligation within your budget. A slightly lower interest rate can bring down your EMI considerably. Alternatively, if you borrow a lower amount, your loan liability and … Read more

Credit card and budgeting: How to align your credit card use with your budget goals?

Credit card and budgeting: How to align your credit card use with your budget goals?

A structured budget is essential for managing your finances effectively. It not only helps during emergencies but also secures your financial future. While credit cards can be a double-edged sword, when used wisely, they can significantly enhance your budgeting efforts. The key risk lies in impulsive spending, which can lead to debt traps. However, with … Read more

Short-term personal loans: Some Frequently Asked Questions (FAQs) answered here

Short-term personal loans: Some Frequently Asked Questions (FAQs) answered here

Have you ever felt a sudden need for money in the recent past? If yes, how did you manage to meet the requirement? Well, if you ever face a similar situation in the near future, you can – among other things – raise a small amount of personal loan from a bank or a non … Read more