Fake discount on insurance premium: Three key lessons you can learn from this X user’s experience

Fake discount on insurance premium: Three key lessons you can learn from this X user's experience

What would you do if someone told you that you are entitled to a discount on your insurance premium and that by making an instant payment towards it, you will save 20 or even 30 per cent of the premium? When colossal frauds amounting to crores are taking place, why would someone perpetrate a minor … Read more

Niva Bupa Personal Accident Plan offers coverage upto ₹10 crore – Explore 10 key benefits

Niva Bupa Personal Accident Plan offers coverage upto ₹10 crore – Explore 10 key benefits

Here is the review of Niva Bupa Personal Accident Policy and their distinct features which cater to the needs of common people. 1. Age Limit, Coverage and Policy Options – The minimum age to enter for individuals aged 18 years to 65 years. Whereas, the children aged between 5 and 21 years are covered under … Read more

How this telecom executive is strategizing his path to FIRE

How this telecom executive is strategizing his path to FIRE

Guin began his career in software sales, but now works in a strategy role at a large telecom firm, which he transitioned to after earning an executive MBA at the Indian Institute of Management, Ahmedabad. He discovered the FIRE movement on social media in 2018, but his interest deepened during the covid pandemic in 2020. … Read more

Mother’s Day 2024: Top 5 crucial reasons why mothers shouldn’t overlook health insurance

Mother’s Day 2024: Top 5 crucial reasons why mothers shouldn't overlook health insurance

As a mother, your love knows no bounds when it comes to taking care of your family. From nurturing your children to supporting your spouse, you juggle multiple roles effortlessly. However, amidst the daily hustle, it’s crucial not to overlook your own health and well-being. One of the most effective ways to safeguard yourself and … Read more

How can you cultivate a strong financial safety net for your siblings?

How can you cultivate a strong financial safety net for your siblings?

As millennials, it’s commonplace for us to prioritise our personal financial aspirations. However, amidst our pursuits, we must recognize the financial security of our younger siblings, who may still need to gain the maturity or resources to secure their own financial futures. Rather than solely indulging in fleeting pleasures like gadgets or social outings, we … Read more

Can cyber insurance help secure business?

Can cyber insurance help secure business?

I am an entrepreneur and engage in online transactions on a daily basis. I want to protect my data and secure my business. Does a cyber insurance policy help mitigate financial losses in case of any cyber attacks? —Name withheld on request In today’s digitally interconnected world, our reliance on online transactions for personal and … Read more

Health insurance policy: What do customary charges refer to?

Health insurance policy: What do customary charges refer to?

What is a reasonable and customary clause in health insurance? Can an insurer use this clause to reduce the claim? My policy doesn’t impose room rent limits, so I chose a suite at the hospital. However, the insurer deducted a significant portion of the claim, citing a package deal with the hospital for a single … Read more

Income Tax: Invest before March 31 in these tax saving instruments to avail exemption

Income Tax: Invest before March 31 in these tax saving instruments to avail exemption

If you want to save income tax for the investments made in this financial year (2023-24), do not forget to invest before March 31 this year. With only a few days remaining in this financial year, taxpayers are urged to invest as soon as they can. Meanwhile, RBI has told all agency banks dealing with … Read more

Should I use credit card for insurance premium payment?

Should I use credit card for insurance premium payment?

I recently came to know about the option to pay insurance premiums with a credit card. Are there any additional charges associated with using a credit card for such payments? —Name withheld on request The process to pay insurance premiums through credit card is very similar to the other digital payment processes. The customer can … Read more

Securing your big day: The what, how, and why of wedding insurance

Securing your big day: The what, how, and why of wedding insurance

Indians are known for their absolute obsession with the concept of big fat weddings, a sentiment echoed in popular Bollywood films and online shows like Band Baaja Baaraat, Shaandaar, Veere Di Wedding, and Made in Heaven. Weddings are not mere unions, they are extravagant displays of luxury and significant investments in a booming industry.  The … Read more