expert speak

Expert Speak: Samvat 2081 has potential overall, but volatility to persist in stock market, says Aamar Deo Singh

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Expert Speak: Samvat 2081 has potential overall, but volatility to persist in stock market, says Aamar Deo Singh

Share market today: In a recent conversation with Mint, Aamar Deo Singh, Senior Vice President of Research at Angel One Ltd, emphasized that Samvat 2081 holds promise overall, yet volatility will persist due to the current state of the global economy and geopolitical tensions. Significant market swings, which offer both opportunities and challenges, will necessitate … Read more

What are the key factors that affect personal loan interest rates?

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What are the key factors that affect personal loan interest rates?

India’s household savings as a proportion of our GDP is declining. In its latest Financial Stability Report (June 2024), the Reserve Bank of India has also noted that while net financial savings have declined in 2022-23, financial liabilities have gone up thanks to retail loans for consumption and investment. Rise of personal loans The personal … Read more

Weekend Wrap: From Mphasis to Motilal Oswal, top market movers and news of week

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Weekend Wrap: From Mphasis to Motilal Oswal, top market movers and news of week

Top News On October 15, SEBI announced a major change that benefits traders in India’s stock market. The regulator raised the position limits for trading members in index futures and options (F&O) contracts. These limits now stand at ₹7,500 crore or 15% of the market’s total open interest (OI), compared to the earlier limit of … Read more

Weekend Wrap: From Vedanta to GAIL, top market movers and news of week

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Weekend Wrap: From Vedanta to GAIL, top market movers and news of week

Top News The Securities and Exchange Board of India (SEBI) has introduced a new directive concerning the use of the Unified Payments Interface (UPI) for individual investors. According to SEBI’s recent circular, starting November 1, 2024, individual investors can apply for public issues of debt securities, non-convertible preference shares, municipal debt securities, and securitized debt … Read more

10 common behavioural biases that impact investment decisions

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10 common behavioural biases that impact investment decisions

Many investors do not take a disciplined approach to secure and grow their finances, due to certain biases. Such biases lead to mistakes like having inadequate or low life cover, avoiding or making low investments in equity-oriented investments, ignoring retirement planning and exposing to high-risk and unregulated investments. This article flags those biases to help … Read more

4 best credit cards every first-time user should consider

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4 best credit cards every first-time user should consider

Credit cards are one of the most important tools for managing finances. If you are a beginner who has just started earning, you should get your first credit card soon. Credit card is a great tool for managing cash flows, and earning rewards on day-to-day expenses. Before I recommend some cards for you as a … Read more

From Chaos to Control: 10 game-changing habits to achieve financial stability

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From Chaos to Control: 10 game-changing habits to achieve financial stability

Achieving financial stability and prosperity involves more than just earning a good salary or making high returns on investments. It requires cultivating effective habits that align with your financial goals and help you manage your money wisely. In this article, we’ll explore essential habits that can enhance your financial life and set you on a … Read more

Investors should diversify in large caps and flexicaps to limit correction impact: Aamar Deo Singh of Angel One

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Investors should diversify in large caps and flexicaps to limit correction impact: Aamar Deo Singh of Angel One

Aamar Deo Singh, Sr. Vice President of Research, Angel One, believes that the valuations are relatively expensive across sectors, and investors definitely need to be more prudent and cautious in stock picking and not get carried away by market euphoria. In an interview, Singh advised investors that in the current market environment, they should look … Read more

From lounge access to free flights: Discover the most rewarding luxury credit cards

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From lounge access to free flights: Discover the most rewarding luxury credit cards

Credit cards are a very under-rated tool in the financial services industry. It is a tool that can reward you handsomely if used wisely for your day-to-day expenses. Credit cards range from beginners to luxury cards that can reward you handsomely. The rewards can range from cashbacks to flight tickets (from economy to first class). … Read more

Global vs Indian Investing: Why diversification matters for your portfolio?

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Global vs Indian Investing: Why diversification matters for your portfolio?

Most Indian investors have primarily focused on the domestic market for various reasons, including strong economic growth and solid fundamentals. This has led many to overlook investment opportunities abroad. Additionally, restrictions on transferring large sums of money outside India and the additional paperwork involved have further contributed to the India focus. Global opportunities and diversification … Read more