credit scores

Credit card fees exposed: Can you be charged before your card is even activated?

by
Credit card fees exposed: Can you be charged before your card is even activated?

Can banks charge you a joining fee even before your credit card is activated? They cannot as the credit card account will not be created unless the card is activated. With complaints about banks charging a joining fee even before the card is activated, unsolicited cards being issued and the undue delay in closing the … Read more

CIBIL: Applying for an unsecured loan? These are the credit score requirements

by
CIBIL: Applying for an unsecured loan? These are the credit score requirements

The CIBIL score requirements for unsecured loans vary from banks to banks and depend on a range of factors such as current employment, income, existing loans, and the credit history.  There is no denying the fact that banks tend to lend to borrowers who have good to excellent credit scores for unsecured loans. This is … Read more