Close on the heels of HDFC Bank upgrading the eligibility criteria for its premium credit cards and SBI increasing interest rates for its credit cards, ICICI Bank has reduced the benefits for customers across credit cards. There will be no reward points on government-related spending on ICICI credit cards. The bank has also capped reward … Read more
If you are set to get a credit card, there are a slew of features that you should be aware of. There is no denying the fact that a credit card enables you to get interest-free time — usually 40-45 days — when you use it to procure items of necessity or luxury. It works … Read more
If you are planning to get a credit card, then it is important to note that there are plenty of them to go for. Some credit cards offer travel reward points, while a few are good if you love to dine outside. Few are good for the moviegoers, while others are good if you drive a … Read more
When you use a credit card then being aware of your billing cycle and payment deadline is quite vital. Let us suppose you have spent ₹25,000 in a month via a credit card and the 45-day interest free period ends on June 15, it is incumbent upon you to clear the bill on or before this date. … Read more
If you are using a credit card then you are entitled to 40 to 50 days of interest-free period to pay your bills. But in case you don’t clear your credit card bill during these days, or you pay only the minimum due amount, you will be liable to pay interest on the days starting from … Read more
Credit cards are often seen as convenient financial tools for spending. However, they can also help you save money if used wisely. Here are some tips to maximize the benefits of credit cards. Choose the right card The first step in making the most of a credit card is selecting the right one. With numerous … Read more
If you want to raise an instant loan to meet immediate financial need which could range from a medical emergency to paying for a vacation, make sure that you get the best deal possible. One of the key factors to consider is that the interest on personal loan does not carry any GST on it. When a … Read more
Credit cards are one of the easiest ways to buy your favourite products without paying for them in cash immediately. But what does it mean for banks that provide you credit? How do they benefit by lending money to you? Or do they have to wait till the due date to get their money back? … Read more
Credit cards are one of the most important tools for managing finances. If you are a beginner who has just started earning, you should get your first credit card soon. Credit card is a great tool for managing cash flows, and earning rewards on day-to-day expenses. Before I recommend some cards for you as a … Read more
Credit cards are quite useful in managing your financial requirements. For individuals with a stable but fixed income, especially the salaried, credit cards are a handy tool as it allows you to meet expenses without spending your earnings immediately. The credit free period of 18-55 days offered by most issuers, which come with multiple reward … Read more