Credit cards offer a host of benefits for customers. Cashback rewards are one of the major attractions in credit cards for users. Cashback refers to the percentage of money that is credited back to the customer’s credit card account for the purchases she/he has made. The percentage can be as high as 5% of the … Read more
As digital payments become increasingly integrated into our daily lives, credit card technology is evolving to meet the changing preferences of consumers. From contactless payments to mobile wallets, several trends are reshaping the financial landscape in India. Let’s explore the latest advancements in credit card technology and how they enhance user experience. Also Read | … Read more
In today’s consumer-driven society, credit cards have become an essential financial tool. While they provide convenience and flexibility, they can also lead to significant debt if not used wisely. Failing to pay credit card bills on time can create serious financial problems. Let’s explore effective strategies for managing credit card debt and regaining control over … Read more
In today’s fast-paced financial landscape, credit cards have evolved beyond just a means of payment. They now serve as a vital financial tool that offers various supplementary benefits, including diverse insurance coverage. Understanding the available insurance options can provide essential protection against unexpected events, enhancing the value of your credit card. The role of credit … Read more
Close on the heels of HDFC Bank upgrading the eligibility criteria for its premium credit cards and SBI increasing interest rates for its credit cards, ICICI Bank has reduced the benefits for customers across credit cards. There will be no reward points on government-related spending on ICICI credit cards. The bank has also capped reward … Read more
What would you do when you don’t have a credit history or a bad one and intend to procure a credit card? More likely than not, your credit card application will get rejected. But as they say — there is always a light at the end of the tunnel for the optimists. Such applicants can … Read more
Though the transition is complete, Axis Bank has chosen to keep Olympus exclusive to only Citi customers for now. An Axis Bank relationship manager, who did not wish to be named, told Mint that the bank would open the card to its Burgundy members soon but couldn’t give a timeline. Axis has kept the annual … Read more
If you are a student, then being unemployed and not having a credit history may come in your way of getting a credit card. There is, however, a way to procure one. Broadly, there are two options for a student to get a credit card: the first is to get an add-on card to a … Read more
When singer and actor Diljit Dosanjh announced the India leg of his tour on 4 September, his fans across the country immediately started scrambling for tickets. Along with the tickets came another important bit of information: HDFC Pixel Play credit card holders would get exclusive access to book the tickets ahead of others. Pixel cardholders … Read more
When you use a credit card then being aware of your billing cycle and payment deadline is quite vital. Let us suppose you have spent ₹25,000 in a month via a credit card and the 45-day interest free period ends on June 15, it is incumbent upon you to clear the bill on or before this date. … Read more