Credit cards: How are rewards programs different from loyalty programs?

Credit cards: How are rewards programs different from loyalty programs?

If you are new to the credit card universe, it is important for you to know that one of the key incentives for most users while applying for a credit card is to avail credit card rewards program. For those who are unaware, credit card rewards programs are incentives offered by the issuers i.e., banks … Read more

Credit cards: 6 common myths everyone should be aware of

Credit cards: 6 common myths everyone should be aware of

If you regularly use a credit card, it is vital to be aware of the key rules including the annual fee, late payment charges, high rates of interest, minimum charges and the interest-free period. Importantly, you should make sure that you stay away from the common myths that are believed to be true by the … Read more

Cashback Credit Cards: What are they and how do they work?

Cashback Credit Cards: What are they and how do they work?

Credit cards offer a host of benefits for customers. Cashback rewards are one of the major attractions in credit cards for users. Cashback refers to the percentage of money that is credited back to the customer’s credit card account for the purchases she/he has made. The percentage can be as high as 5% of the … Read more