contingency planning

Securing 25 years of retirement: A guide to income and wealth management

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Securing 25 years of retirement: A guide to income and wealth management

I’ve retired at 60 with a corpus of ₹4.3 crore and my monthly expenses are ₹2 lakh. With a life expectancy of 85, how should I invest to maintain steady income while preserving my corpus? I am considering real estate, high-dividend stocks, and systematic withdrawal plans (SWPs). How can I diversify to balance growth, risk … Read more

A basic will may not always protect your family. Here’s how a conditional will can help.

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A basic will may not always protect your family. Here's how a conditional will can help.

That’s where a conditional will—one that lets you define how, when and under what circumstances your wealth is passed on—can make all the difference. Families are increasingly using such wills to ensure their plans hold firm even when life takes an expected turn. Conditional wills As the same suggests, a conditional or contingent will takes … Read more