Credit Cards: How does credit card interest rate work and how to get a lower rate?

Credit Cards: How does credit card interest rate work and how to get a lower rate?

If you are using a credit card then you are entitled to 40 to 50 days of interest-free period to pay your bills. But in case you don’t clear your credit card bill during these days, or you pay only the minimum due amount, you will be liable to pay interest on the days starting from … Read more

Weekend Wrap: From Vedanta to GAIL, top market movers and news of week

Weekend Wrap: From Vedanta to GAIL, top market movers and news of week

Top News The Securities and Exchange Board of India (SEBI) has introduced a new directive concerning the use of the Unified Payments Interface (UPI) for individual investors. According to SEBI’s recent circular, starting November 1, 2024, individual investors can apply for public issues of debt securities, non-convertible preference shares, municipal debt securities, and securitized debt … Read more

Income Tax: How to check whether employer is depositing TDS with the tax department?

Income Tax: How to check whether employer is depositing TDS with the tax department?

The Bombay High Court has recently held that employees cannot be penalised for employer’s failure to deposit tax deducted (TDS) from salary. “The object and purpose behind the provision is to the effect that when an obligation to deposit the tax as in the present case, is on the employer and if the employer has defaulted, … Read more

Talk to John Cena via Meta AI on Facebook, WhatsApp and Instagram. Here’s how the feature works

Meta AI on WhatsApp, Instagram, Facebook and Messenger is now getting a ChatGPT like voice mode to have real-time conversations with users in the voice of popular figures like Awkwafina, Dame Judi Dench, John Cena, Keegan Michael Key and Kristen Bell. The new feature is backed by Llama 3.2 model and was announced at the … Read more

NSE to hold mock trading session on Saturday; details here

NSE to hold mock trading session on Saturday; details here

The National Stock Exchange (NSE) will hold mock trading sessions on Saturday at its Disaster Recovery site. Additionally, live trading sessions are scheduled to take place from September 30 to October 3, also from the disaster recovery location, as stated in a circular issued on Friday. This marks the third special live trading session organized … Read more

Is it a good idea to raise a personal loan? MintGenie explains the pros and cons

Is it a good idea to raise a personal loan? MintGenie explains the pros and cons

Staring at an acute financial crisis could compel you to explore an array of funding avenues. Among these, one of the most feasible ones is to raise a personal loan. A personal loan is an unsecured loan that can be used to meet urgent financial needs, such as a medical emergency, a wedding, a home … Read more

Keep the code behind AI open, say two entrepreneurs

Keep the code behind AI open, say two entrepreneurs

No one doubts that artificial intelligence (AI) will change the world. But a doctrinal dispute continues to rage over the design of AI models, namely whether the software should be “closed-source” or “open-source”—in other words, whether code is proprietary, or public and open to modification by anyone. Some argue that open-source AI is a dead … Read more

SJVN stock surges 5% following PSU agreement with Maharashtra government

SJVN stock surges 5% following PSU agreement with Maharashtra government

State-run SJVN’s shares surged by almost 5 per cent on Friday following the company’s announcement to exchanges about securing two MoUs with the Maharashtra government for power project development. The estimated total investment for these projects is around ₹48,000 crore. The Navratna CPSE announced today that it has entered into two Memorandums of Understanding (MoUs) … Read more

Personal Loan EMI Calculator: All you need to know about its functionality

Personal Loan EMI Calculator: All you need to know about its functionality

Are you tired of spending hours calculating EMIs for your personal loans? It’s time to simplify this tedious task with an EMI calculator! With just one tap, you can access all the details you need. But what exactly is an EMI calculator? What is an EMI calculator? An EMI calculator is an online tool that … Read more